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Lower your total Amount (closing cost, etc.):

What do you mean by lowering my total amount? - There are so many ways to lower your total cost of your mortgage loan. Remember to Negotiate with your lender as well as shop around for better deals.

How will it lower my mortgage payment? - By lowering your total cost of your mortgage loan, you will in turn lower your payment cost.
Lower my mortgage payment                   Pay off my mortgage faster