Pay a little extra:
What do you mean by Pay a little extra ? - We are talking about actually paying more than what your mortgage payment is. So if your payment is $1000, then add anything to it like $20 making your payment $1020 for that month.
How will it pay off my mortgage faster? - It's pretty evident that paying off more than your mortgage payment will help pay your mortgage sooner. Every dollar added to your mortgage payment will go straight to your mortgage principle.
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